PulsePay
Independent Payment Advisor · Cary, NC

We'll Find $2,400–$6,000 a Year in Your Payment Processing — Or You Don't Pay.

We're not a processor. We're an independent advisor who reads your statement line by line — fees, technology, workflows, rewards — and tells you exactly what your current setup is costing you.

The $125 Profit Leak Report. If we don't find at least $200/month in savings, your $125 is refunded — no questions asked. Either it pays for itself many times over, or it costs you nothing.
$200–$500Typical leaks found Monthly
$125 FlatOne-time · No subscription
24-HourWritten analysis
$0 RiskRefunded if we find less
The Hidden Problem

When Was the Last Time Someone Walked Through Your Statement Line by Line?

Most owners have never had an independent analysis of their processing. Here's what we find when we look — at least two of these usually apply.

01
Inflated PCI Fees
$120–$240/yr above market
Processors charge 3–4× market rate for PCI compliance. Most owners never question it.
02
Tiered Pricing
$150–$400/mo in excess fees
The most expensive pricing model — and the most common one nobody warned you about.
03
Non-Qualified Surcharges
+0.5–1.5% on rewards cards
Every rewards or business card gets downgraded. It hits your margin on every premium swipe.
04
Batch & Statement Fees
$25–$75/mo unnecessary
Daily batch fees, monthly statement fees, annual fees. Never explained. Rarely justified.
05
Silent Rate Increases
+0.15–0.40% added quietly
Processors raise rates with a 30-day notice buried in your statement. Most owners never see it.
06
Interchange Downgrades
$50–$200/mo in lost margin
Late batching and missing terminal data trigger expensive downgrades. Fixable — if you catch them.
The Full Analysis

Profit Leak Report™

$125 one-time

A written report on your actual statement. No ongoing charges, and no obligation to switch anything.

1
Your true effective rate — calculated precisely from your actual statement
2
Every fee identified and labeled — normal, excessive, or junk
3
Benchmark comparison against your specific vertical and volume tier
4
Estimated savings range if a problem is identified
5
Pricing structure recommendation — if a change is warranted
6
Honest verdict: fix it, monitor it, or leave it alone — we'll tell you which
The Zero-Risk Guarantee

Most owners overpay $200–500/month — that's what we typically find. If we don't find at least $200 in monthly savings, we refund your $125 — no questions asked. Either the report pays for itself many times over, or it costs you nothing. That's a true zero-cost guarantee.

Order Now
$125
One-time · Written report · 24-hour turnaround
Questions? Call or text us:
(515) 393-0354
How It Works
01

Run the Free Check

Enter your monthly volume and fees. We calculate your effective rate and benchmark it against market standards for your business type. Instant. Free. No commitment.

02

Send Your Statement

Upload, email, or text a photo of your most recent processor statement. One month is all we need. We take it from there.

03

Get Your Report in 24 Hours

We read every line. Flag every fee. Calculate your true effective rate. Identify every junk charge. Deliver it all in a clear written report with a straight verdict.

04

You Decide. Always.

Switch processors, renegotiate, or stay — that's your call. We give you the numbers. You make the decision. Zero pressure. Zero agenda.

Get to Know Matt

Meet the Founder

Matt Wetzel, founder of PulsePay

With years of experience in the payments industry, Matt Wetzel founded PulsePay with a simple belief: business owners deserve a payment partner who puts their interests first. After seeing firsthand how complicated and costly payment processing can become, Matt chose to build an independent company focused on doing things the right way — providing honest guidance, personalized service, and solutions built around each business.

Today, Matt works directly with business owners to evaluate their complete payment ecosystem — from processing fees and technology to workflows, rewards, and operational efficiency — helping them identify opportunities to reduce unnecessary costs, improve their systems, and ultimately keep more of what they earn.

Honest Guidance
No gimmicks. Real advice that puts your business first.
Personalized Service
You're not an account number. You're a partner.
Better Solutions
Technology, support, and strategy built around you.
More of What You Earn
Lower costs, greater efficiency, stronger margins.

Find Out What You're Actually Paying

Send one statement. Get an honest verdict — fix it, monitor it, or leave it alone.

Written report · Honest verdict · No obligation

PulsePay · Cary / Raleigh, NC
Is Your Business
Leaking Money?
Most small businesses overpay on processing fees by $200–$600/month — without ever knowing it. We find the leaks.
2.8%+
avg. rate owners pay
1.9%
market benchmark (restaurant)
24hr
report turnaround
$125
full written analysis
Free · 60 Seconds
Free Profit Leak Check
Enter a few quick numbers — monthly volume and current fees — and get an instant benchmark comparison. See if you're in range or overpaying, right now.
Free · No signup required
Takes about 60 seconds
Paid · Full Written Report
Profit Leak Report™
Send us your actual statement. We analyze every line, calculate your true effective rate, flag every fee, and deliver a complete written report — with an honest verdict — in 24 hours.
$125 · One-time · No obligation
24-hour written analysis
How It Works
Two Paths. One Goal.
1
Enter your volume and fees. See where you stand vs. market benchmarks.
2
Get an instant benchmark report. If you're overpaying, you'll see exactly how much.
3
Send your actual statement. We do a complete written line-by-line analysis.
4
Switch. Stay. Or walk. Zero pressure. Either way, you have the numbers.
"I'm not here to sell you anything. I'm here to show you the truth about your statement. If there's not a problem, I'll tell you that."
— Matt Wetzel, PulsePay · Independent Payment Advisor · Cary, NC
Free · No Signup Required
Free Profit Leak Check
Enter three quick numbers. Get an instant benchmark comparison — see if your rates are in range or if there's a problem worth investigating.
Run Your Check
Takes 60 seconds. No account needed. No sales call required.
So we can send your results — email or phone, whichever's easiest.
$
The total dollar amount charged on cards each month
$
Total fees on your statement — everything: processing, monthly, PCI, etc.
Or
I already know my effective rate
Results in seconds · No obligation · We never sell your information
Your Results
Free Profit Leak Check
Your Effective Rate
—%
Loading...
Your Effective Rate
—
Based on your inputs
Benchmark for Your Vertical
—
Market target rate
Rate Gap
—
Above benchmark midpoint
Est. Annual Overcharge
—
Verify with full report
Where You Land — Rate Spectrum
2.0% — Excellent2.9% — Average3.8%+ — Review
2.0–2.8% — Strong range
2.9–3.7% — Monitor / negotiate
3.8%+ — Likely overpaying
Analysis
Next Step

Get Your Full Profit Leak Report™

This free check shows the benchmark gap. The $125 Profit Leak Report™ shows you exactly which fees are causing it — line by line, from your actual statement.

$125 · One-Time
Written report · 24-hour turnaround · No obligation
Not ready? Return to main site · Questions? Call (515) 393-0354
PulsePay · Profit Leak Report™
From Estimate to Exact.
The free check tells you if there might be a problem. The $125 report tells you exactly what it is, what it's costing you, and what to do about it.
Free Check (what you just ran)
✓Benchmark comparison based on your estimates
✓Rough effective rate calculation
✓General sense of whether you're in range
✗No statement review
✗No line-by-line fee analysis
✗No junk fee identification
Your Full Report Includes
Six Deliverables in One Report
1
Your true effective rate, calculated and labeled from your actual statement
2
Every fee identified and flagged — normal, excessive, or junk
3
Benchmark comparison against your specific vertical and volume tier
4
Estimated savings range if a problem is identified
5
Pricing structure recommendation — if a change is warranted
6
Honest verdict: fix it, monitor it, or leave it alone
The Honest Verdict Promise
We are an independent consultant — not a processor, not a carrier. If your current rates are fair, we will tell you that, and you keep exactly what you currently have. No pressure. No pitch. Just the analysis.
Most Common Leaks We Find
$Inflated PCI compliance fees — often 3–4x market rate
$Tiered pricing instead of interchange-plus
$Non-qualified surcharges on rewards cards
$Batch and statement fees charged monthly
$Rate creep added quietly after 6–12 months
$Interchange downgrades eating into margin
Profit Leak Report™
$125 · One-Time
Written report delivered within 24 hours of statement receipt · No obligation after delivery
Questions? Call or text us at (515) 393-0354
1
Your Business
2
Statement
3
Contact & Pay
Profit Leak Report™ Request
Step 1 of 3 — Tell us about your business
Business Information
This helps us benchmark your rates accurately against your vertical and volume tier
$
Approximate total — your statement will give us the exact figure
Additional Details (Optional)
If you know these off the top of your head, it makes your report more accurate — but your statement is what we ultimately rely on.
$
$
$
$
AgentReferring Sales Rep / Agent
If a PulsePay rep helped you get started — select their name. This tracks commission and attribution in GoHighLevel.
or
Syncs to GoHighLevel pipeline automatically — used for rep attribution, commission tracking, and follow-up assignment
← Back
Questions? Call or text us at (515) 393-0354
✓
Your Business
2
Statement
3
Contact & Pay
Attach Your Statement
Step 2 of 3 — One recent statement is all we need
Processing Statement Upload
Your most recent merchant processing statement — one month is sufficient
What to upload: Any PDF, photo, or scan of your processor's monthly statement. Most processors send this by email or it's available in your online portal. One page is usually enough to get started.
filename.pdf
0 KB
Prefer to text a photo? That works too — just text a photo of your statement to (515) 393-0354 after completing this form. We'll match it to your request.
← Back to Step 1
Your Statement is Safe With Us
✓Statements are used only for your analysis — never shared or stored beyond that
✓We are an independent consultant — not affiliated with any processor
✓You can also text or email it directly: (515) 393-0354
Questions? Call or text us at (515) 393-0354
✓
Your Business
✓
Statement
3
Contact & Pay
Contact & Payment
Step 3 of 3 — Almost done. Your report ships within 24 hours.
Your Contact Information
Where we send your completed Profit Leak Report™
Your completed report will be delivered to this email
For a follow-up text when your report is ready
Payment — $125
Secure payment · One-time charge · No subscription
Profit Leak Report™ — Full Statement Analysis$125.00
Processing & Delivery (24-hour turnaround)Included
Follow-up review call optionIncluded
Total Due Today$125.00
Demo Mode: This is a demonstration form. Payment fields are shown for design purposes — no actual charge will occur.
Payment Method
Credit / Debit Card
Bank Transfer
Zelle
Card Details
Secure payment · No recurring charges · Report delivered to your email within 24 hours
← Back to Step 2
Questions before paying? Call or text us: (515) 393-0354
Request Received.
Your Profit Leak Report™ request is in the queue. Here's exactly what happens next.
1
You'll receive a confirmation email within 5 minutes
Check your inbox (and spam folder) for confirmation and simple instructions for submitting your statement if you haven't already.
2
Send or text your most recent statement
Reply to the confirmation email with your statement attached, or text a photo. One month is all we need. Your analysis begins the moment we receive it.
3
Your Profit Leak Report™ arrives within 24 hours
Written report delivered to your email with your true effective rate, every fee flagged, and an honest verdict — fix it, monitor it, or leave it alone. No fluff. No pitch.
4
Optional: Book a 15-minute review call
After your report is delivered, you'll receive a calendar link. No obligation — just a chance to walk through the findings together and answer any questions.
Your Analyst
Matt Wetzel · PulsePay
Independent Payment Advisor · Cary / Raleigh, NC
(515) 393-0354
support@pulsepay-triangle.com
Want to share the free Profit Leak Check with another business owner?
Independent · Unbiased · Local

Payment Processing
Done Right

We don't push a single processor. We analyze your business, identify the right pricing model, and connect you with the best fit — then manage the entire migration, start to finish.

What We Offer

Everything You Need.
Nothing You Don't.

Interchange-Plus Pricing

The most transparent pricing model available. You pay exact interchange cost plus a fixed markup — no tiered confusion, no bundled junk.

Dual Pricing / Cash Discount

Pass processing costs to card-paying customers legally and transparently. Done right, it eliminates processing fees for many businesses entirely.

PCI Compliance Setup

We walk you through PCI compliance correctly — no overpriced annual fees, no automated billing surprises. Done once, done right.

Concierge Migration

When a switch makes sense, we handle everything — paperwork, gateway, batching, funding setup, tip config, and go-live support. Zero disruption to your business.

Monthly Rate Monitoring

Rate creep is real. We review your statements periodically and flag any fee increases before they become a problem. Your rate stays fair.

Independent Advocacy

We're not tied to any processor. We shop multiple partners on your behalf and recommend the best fit for your volume, vertical, and risk profile.

Start with the Analysis, Not the Sales Pitch

Before we talk processing, we want to know what you're actually paying. The $125 Profit Leak Report™ tells you whether there's a real problem — and what it's costing you. Then we talk options.

PulsePay · Cary, NC · (515) 393-0354
Restaurant · Retail · Service Trades

POS Systems
Built for Your Business

The right POS isn't just hardware — it's how your business actually runs. We help you pick the right system and handle the full setup.

By Business Type

The Right System
for How You Operate

Restaurant
Full-service · QSR · Bars · Cafes
✓Table management + floor plan
✓Course-by-course ordering
✓Tip adjustment post-swipe
✓Kitchen display integration
✓Online ordering integration
Retail
Boutique · Specialty · Multi-location
✓Inventory management + SKU tracking
✓Customer loyalty integration
✓Barcode scanning
✓Returns and exchanges
✓E-commerce sync
Service Trades
HVAC · Cleaning · Landscaping · Auto
✓Mobile card readers (field use)
✓Invoice + estimate integration
✓Text-to-pay capability
✓Recurring billing setup
✓QuickBooks / job mgmt sync
Important Note

We Recommend the Right System for You — Not the Most Expensive One

We're not a hardware store. We consult, we compare, and we set up the system that fits your business — including making sure your payment processing runs at the best rate available for that hardware.

PulsePay · Cary, NC · (515) 393-0354
No Obligation · Response Within 24 Hours
Get In Touch
Tell us a little about your business and what you're looking for. We'll reach out personally — no robo-calls, no scripts.
Contact Request
PulsePay Consultants · Cary, NC · (515) 393-0354
Drop your statement here or click to upload
PDF, JPG, or PNG · Max 10MB · Kept strictly confidential

You'll get a personal response within 24 hours. No robo-calls. No scripted follow-up. Just a real conversation about your business.

PulsePay · (515) 393-0354 · support@pulsepay-triangle.com
✓
Request Received

Got It — We'll
Be in Touch

We'll review your request and reach out personally within 24 hours. No sales scripts. No pressure. Just a real conversation about your business.

Your Contact
Matt Wetzel
Founder · PulsePay · Cary, NC
(515) 393-0354 support@pulsepay-triangle.com

Client Portal

Access your Profit Leak Reports, statement history, and monitoring dashboard.

Forgot your password? Email our support team

Don't have an account yet?

PulsePay · Cary, NC

PulsePay Rep Portal

Your pipeline dashboard, commission reports, and sales resources.

No sign-in needed
Script Trainer
Learn, Recall, Drill, Flow — train the call on your phone.

Access issues? Text Matt at (515) 393-0354, or email support@pulsepay-triangle.com

Not a rep yet? Apply below.

PulsePay · Cary, NC
Now Expanding in the Triangle & Beyond

Partner with
PulsePay

Two paths. One mission. Whether you want to refer clients and earn passive income, or build an active book of business — we have the system, the scripts, and the support to make it work.

The Income Opportunity

Residual Income.
For Every Active Merchant.

Every merchant account you bring in pays you month after month — for as long as they process. This isn't a one-time commission. It's a portfolio that grows.

5–10
Active Merchants
A realistic first-year goal with part-time effort
$1,000+
Monthly Residual
Estimated at 5–10 active accounts [ASSUMPTION]
20+
Active Merchants
Year 2–3 target for full-time reps

"This isn't a job — it's a portfolio. Every merchant you bring in pays you every month they process. If you build 20 accounts, you're earning whether you work that day or not."

— Matt Wetzel, PulsePay · Cary, NC

Choose Your Path

Which One
Fits You?

Referral Partner

You know business owners. When they have a payment problem, you send them our way. We do the rest — and you earn a referral commission on every account that converts.

✓No sales experience required
✓Perfect for CPAs, bookkeepers, attorneys
✓Simple referral process — email or text
✓Earn per referral that converts
Click to Apply as Referral Partner
Sales Agent

You want to actively sell and build a real income stream. We give you the scripts, the leave-behinds, the D2D system, and the back-end to close. You own your book.

✓Full training + onboarding included
✓Proven D2D scripts and sales system
✓Residual monthly income per account
✓Path to ISO-level earning at scale
Click to Apply as Sales Agent

Select a path above to see the application form →

Questions? Call Matt at (515) 393-0354 · support@pulsepay-triangle.com
Application Received

You're In
the Queue

Matt reviews every application personally and will reach out within 24 hours. Expect a short intro call — no pitch, no pressure, just a real conversation about whether this is a fit.

What Happens Next
1
Matt reviews your application and reaches out within 24 hours
2
Short intro call — 15 minutes — to see if the fit is right
3
Onboarding + materials provided. You're ready to go within a week.
PulsePay · Rep Resources

Sales Resources

Everything you need to run the call the right way — the script, the objections, and the reps to build the muscle memory. Train before you dial.
Featured Resource
Interactive · Works on your phone

Profit Leak Report
Script Trainer

Four training modes that build on each other — absorb the script in small chunks, force yourself to recall it, drill the key phrases against a timer, then run full call scenarios. Short sessions beat long ones.

Learn
25 cards · absorb the script
Recall
Retrieve it from memory
Drill
60-second timed game
Flow
8 live call scenarios
Runs entirely in your browser. Nothing is recorded and no progress leaves your device.
Script Trainer
PulsePay
Learn the call.
Close the deal.
Start Here
LEARN
Active Memory
RECALL
60-Second Game
DRILL
Call Simulator
FLOW
In Development
Leave-Behind One-Pager
Printable handout for owners who need to think it over.
Coming soon
Objection Handling Sheet
The ten objections you'll hear most, with the answer for each.
Coming soon
Statement Request Templates
Text and email wording that actually gets the statement sent.
Coming soon

Need something that isn't here? Text Matt at (515) 393-0354, or email support@pulsepay-triangle.com

Script Trainer